Your 60s mark the transition from accumulation to enjoyment, but smart financial management doesn't stop at retirement. In fact, the decisions you make in this decade can determine whether your money lasts as long as you do.

Your 50s are a crucial decade as your retirement shifts from a distant concept to a tangible reality. The decisions you make now will directly shape the quality of your financial life for decades to come.

Whether you’re 16 or 60 years old, retirement planning isn’t just for those on the senior end. From the time you’re able to work at 16 years old – if you work more than 30 hours a week – you’re legally entitled to super from your employer. Fast forward five decades later, you’re comfortably retired with access to your super funds that have accumulated over the years. But how much do you actually need to retire comfortably and what does it even mean? In case you missed it, t