Why this matters
Federal Budget changes, decoded.
The 2026–27 Federal Budget is the most significant tax reform in decades. We've translated key changes that affect households into one single tool.
No confusion, just clarity.
13m+
Pages of legislation
Australian workers receiving the new $250 Working Australians Tax Offset from 2027–28.
50%
Major reform areas
CGT discount replaced by CPI indexation on all assets held over 12 months from 1 July 2027.
30%
To see your impact
New minimum tax on capital gains and discretionary trust income — even in low-income years.
$1,086
To see your impact
Average annual tax saving for a worker on $75–120k once all measures are in effect by 2027–28.
Why this matters
Cut through 200 pages of budget jargon.
The 2026–27 Federal Budget is the most significant tax reform in decades. We've translated every change that affects households into a single tool.
200 +
Pages of legislation
Treasury papers, ATO guidance and explanatory memoranda — distilled into what actually changes your finances.
6
Major reform areas
From a 15% lowest tax rate to CGT indexation and the 30% trust minimum — every change that touches your wallet.
5 min
To see your impact
Enter your income, your property, your trust setup. Get a clear, personalised picture of what changes — and when.
Module 01
Tax Cuts for Workers
2026 – 27 & 2027 – 28
See your real annual tax saving — 15% rate cut, $1,000 instant deduction, $250 WATO.
module 02
Capital Gains Tax Reform
From 1 July 2027
Compare old vs new rules. 50% discount replaced by CPI indexation with 30% minimum.
module 03
Negative Gearing
From 1 July 2027
Check your eligibility. New builds, established properties, grandfathered rules — all unpacked
module 04
Discretionary Trust Tax
From 1 July 2028
Model the 30% minimum tax. The bucket-company strategy may no longer work — see why.
module 05
Superannuation
From 1 July 2026
Payday Super, Division 296, higher caps — what changes for your retirement savings.
module 06
Small Business
Multiple dates
$20K instant write-off (permanent), 2-yr loss carry back, R&D reform, venture capital.
How it works
3 steps.
No financial degree required.
Built for everyday Australians, not accountants. Every number you enter comes back as an easy to understand insight.
01
Enter your details
Your income, your property purchase price, your trust setup. Whatever's relevant to you — skip the rest.
02
See what changes
Live calculations across all six modules. Compare old rules vs new, year by year, with worked examples.
03
Get your summary
A personalised one-page PDF, emailed to you. Share with your accountant, partner, or future self.
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2 minutes to start
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